
Frequently asked questions
Straight answers before you apply.
Learn what to expect, what information may be needed, and how Galloway Commercial Finance fits into the process.
01What types of financing can Galloway Commercial Finance help me explore?+
We assist with working capital, equipment financing, business term loans, SBA financing, business lines of credit, invoice factoring, commercial real estate financing, selected start-up programs, and private real estate and bridge financing.
02How much financing may be available?+
Depending on the product, lender, applicant qualifications, collateral, and underwriting, financing of $15 million+ may be available for qualified requests through selected programs. Amounts vary and do not represent a guarantee of approval.
03Is Galloway Commercial Finance a direct lender?+
No. We are a commercial finance brokerage and referral resource. Financing products are offered by independent third-party providers that make their own underwriting and approval decisions.
04Can a business owner with challenged credit apply?+
Yes. Some financing providers consider applicants with challenged credit, but available options depend on the complete business profile, revenue, time in business, requested amount, and provider requirements. Applying does not guarantee approval.
05What are the minimum requirements?+
Requirements vary by financing product and provider. Time in business, monthly revenue, cash flow, credit history, industry, collateral, and the intended use of funds may all be considered.
06What documents may be requested?+
A completed application and recent business bank statements are commonly requested. Depending on the financing type, a provider may also request identification, tax returns, financial statements, invoices, equipment quotes, leases, or property information.
07How may business financing be used?+
Depending on the product and provider, funds may support payroll, inventory, equipment, expansion, renovations, marketing, repairs, real estate, refinancing, or other legitimate business purposes.
08How long does the process take?+
Timing varies by product, provider, deal complexity, document completeness, and underwriting. We do not promise a specific approval or funding time, but complete and accurate information can help prevent unnecessary delays.
09How do I begin?+
Open the official application on our website, complete both pages, and save a copy. When our team requests supporting documents, use the Securely Upload Documents link in the application section.
10How do I submit supporting documents?+
Use the Securely Upload Documents button in the application section. The private upload page allows you to send files without viewing any other customer’s documents.
11Should I email Social Security numbers or banking credentials?+
No. Do not send Social Security numbers, bank-account credentials, online-banking passwords, or other secret information through ordinary email. Never provide passwords or account login credentials through the website upload either.
12Does submitting an application guarantee financing?+
No. All financing is subject to provider underwriting, verification, final terms, and approval. We help applicants explore possibilities and navigate the process, but we cannot guarantee an offer or funding.
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