Working Capital
Flexible business funding for payroll, inventory, marketing, repairs, seasonal expenses, and other operating needs.

Nationwide business financing
We help business owners across the country explore practical funding options through a broad lender network—without making the process harder than it needs to be.
*Maximum financing availability varies by product, lender, applicant qualifications, collateral, and underwriting approval.
READY WHEN YOU ARE
Meet Galloway Commercial Finance
Hear directly from founder Jeffrey Galloway about our nationwide approach to commercial financing and the first step toward exploring your options.
About Galloway
Galloway Commercial Finance helps business owners understand and explore commercial financing options through a network of third-party funding providers. We take time to learn the business, organize the request, and help applicants navigate the process with clearer expectations.
Learn more about us →
Flexible solutions
Flexible business funding for payroll, inventory, marketing, repairs, seasonal expenses, and other operating needs.
Financing structured to help a business purchase or lease machinery, vehicles, technology, and essential operating equipment.
A fixed amount of capital repaid over an agreed period, often used for planned investments, expansion, or major purchases.
Government-guaranteed loan programs offered by participating lenders for qualified purchases, growth, real estate, or refinancing needs.
Revolving access to capital that allows qualified businesses to draw funds as needed and pay interest on the amount used.
A cash-flow solution that advances funds against eligible unpaid business invoices rather than waiting for customers to pay.
Financing for qualified acquisitions, refinances, owner-occupied properties, investment properties, and certain improvement projects.
Selected programs for qualified newer businesses, often evaluated using the owner’s credit profile, experience, business plan, collateral, or projected cash flow.
Short-term, property-secured financing that may help qualified investors or businesses purchase, renovate, stabilize, or refinance real estate.
Businesses we serve

Repair shops, detailers, tire businesses, and related automotive services.

HVAC companies, plumbers, electricians, contractors, and skilled-service businesses.

Owner-operators, fleets, delivery companies, and transportation providers.

Restaurants, cafés, caterers, bars, and food-service businesses.

Retailers, service providers, professional firms, and growing local companies.

Contractors, manufacturers, warehouses, landscapers, and businesses that rely on vehicles, machinery, or specialized equipment.

B2B companies, wholesalers, staffing firms, manufacturers, and service providers seeking cash flow against eligible unpaid invoices.
A clearer process
Prepare before you apply
The Business Finance Readiness Guide gives business owners a practical, self-guided plan for identifying gaps, organizing important information, and preparing for conversations with financing providers.
Secure checkout is provided by Square. Use an email address you can access so we can deliver your digital guide after purchase.
This guide provides educational information only and does not guarantee approval, a financing amount, rate, payment, term, product, or funding date. Individualized assistance is separate from this self-guided guide.
Grow with Galloway
Do you work with business owners who may benefit from commercial financing? Tell us a little about yourself and how you serve your clients. Jeffrey Galloway will call to learn more and determine whether our referral partner program is a good fit.
Start your request
Choose the correct application, download it to your device, complete and save it, then upload the finished application securely. Never provide banking passwords or account login credentials.
Select the application that best matches your financing request.
The fillable application includes financing-type checkboxes for working capital, start-up financing, asset-based financing, and other business funding options. Its final page links directly to secure submission.
Upload the completed application with any requested supporting documents. Please include your name and business name so we can match your files.
2. Upload Completed Application ↗Dropbox opens in a new window. Customers can upload files but cannot view anyone else’s documents. Never provide banking passwords or account login credentials.